Veterans Group Life Insurance (VGLI) – What You Need To Know (2018)


Veterans Group Life Insurance is very important to understand. When you are in the service you have SGLI. SGLI is nice. It’s subsidized so it’s not very expensive.

But when you separate from service you have 240 days from your last day to get VGLI without having to go through underwriting.

Make sure you take advantage of that 240 day window. If you don’t, and you try to get underwritten later, you may not be approved.

Without question, get VGLI when you separate. However, after you’ve secured coverage try to get a private insurance policy. Private policies may be a lot more affordable.

But do NOT drop your VGLI until you have secured a replacement!!!

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