If your Averaged Indexed Monthly Earnings (AIME) averaged $40,000k a year you will receive $1185 a month in Social Security benefits.
$40,000/yr = $3,333.33 a month.
Take the first $895 and times that by .90 which equals $805.50.
Take the remaining $2,438.33 and times that by .32 which equals $780.26
Total them up and you get $1,585.76 which will be your monthly benefit.
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