As we go through this conversation with Carol please notice there are three things that seem to be universal among people with the ability to retire.
1. Debt is paid off
2. Living below means
3. They have something that drives them, something beyond her “professional” career.
Pretty common with the people I talk to actually.
Most important though is having that debt paid off. That is the liberating aspect of being able to do what YOU want.
Here is Carol’s website. https://caroljmichel.com/
Buy Carol’s books here. https://amzn.to/38gSTwb
Her Youtube channel: https://www.youtube.com/indygardener