Social Security Disability Insurance (SSDI) is NOT the same as SSI or your Social Security Retirement benefits.
I am not an expert on SSDI by any stretch of the imagination. But my long time friend, Skip Ritchie from the Skip Ritchie Law firm, is an expert of Social Security Disability.
in fact, that is what he does. He represents clients with their claims for Social Security disability.
Now, the system has become a bit more difficult to navigate since in the least 10 years or so, the drain on the system was growing drastically.
So, they’re really looking hard to ensure that only those truly disabled have their claim approved. But does that mean you shouldn’t try if you are truly disabled? NO!
You paid into the system. If you are truly disabled and can’t work, you absolutely have a right to file a claim. But remember there are some hurdles you’ll have to clear while you’re waiting on your claim to be processed.
For instance, you can’t be working in the 5 months or so it takes for your claim to be settled. How are you going to get by during those five months?
Secondly, even if approved, will your income from SSDI be enough to cover you for now and the rest of your life?
What if you’re mid 50s and don’t know if you can hang on until 62 when Social Security kicks in?
These are all things you need to consider, and many others too, as Skip discusses here.
I hope you find this information helpful.
For more on Social Security disability please visit Skips website at www.skipritchielaw.com