Have We ALL Lost Our Minds? Alex writes in telling me that he needs help with his retirement plan because Vanguard doesn't think $14,428 a month will be enough to retire.  See the video I did on this here. The funny thing about this is that Alex says...

Let’s cut right to the chase and start with how stock returns are generated.  John Bogle in his book Common Sense on Mutual Funds states: We can use the historical data to answer a simple question: Why have stocks provided long-term real returns of 7 percent?...

A couple little charts I created today.  You can see my video on Rumble. Chart 1 Chart 2 The data I used to create these charts is from Robert Shiller’s website. The exact same data but two completely different perspectives. Weird, huh?    The...

See that? Now look at this: What do you see that jumps out at you?   Well, let me tell ya.  The 10 Year Treasury bond yield has dropped from 4.25 to 3.68 in a month’s time.  That’s a 13.4% DECLINE, again in a month’s time.     Now notice the Vanguard GNMA...

Maine, in the winter, is a scary place. It’s cold, dark and dreary…for months on end. Maybe that’s why I so love a flower and a butterfly. When they appear you know winter is behind you. No weatherman needed.   After the gray of the long winter, the...

So I get this email from John: I’ve been in my COJ nearly 20 years and I desperately want to take my pension and find part time work close to home and later in the day so I can sleep bc I have sleep disorder. my pension will only be about $1200 a month. If I take...

So I’m reading an interesting article written in 1975 titled “Securites as a Hedge against Inflation: 1910-1969"  by a business professor at the University fo Iowa named Robert M. Soldofsky. I can’t link to the article because it’s behind a paywall. More to...

From an email I received today: I was seven months short of retiring at 68 and two months when I was laid low by Pancreatic cancer.  Suffice it to say there have been major and minor surgeries plus I start Chemo followed by radiation therapy next week....

By: Ashley Camp / ashleyycamp@gmail.com As the cost of living increases, many retired folks may struggle to cover their costs of living, and since they no longer work and likely have a lower income, traditional loans may not be an option. You may have encountered...