Coffee Shortages Coming, Load Up NOW!

From 1975 to 1977 the price of coffee more than doubled. High coffee prices were attributed to a freeze in Brazil in 1975 which decreased crop yields. "Coffee prices can't go much higher because people won't buy it," said a grocer... You wanna bet?  "Several store...

Best Small Towns

Retire in Calhoun, GA!

(Nice lady sent this to me. She is NOT the Marketing Director for the local Chamber of Commerce! 🙂 Here is the drive-through video I did about Calhoun too.) Great place to live. Very conservative and voting is easy to do here…..and I’ve never waited in line more...

Blog PostRetirement Planning

Why Am I Still Working?

I plan on retiring next December so this past weekend I sat down to look over my numbers. I was shocked at what I found out.         I currently bring home $890/wk after all deductions and taxes which is $46280/yr. Once I retire, I am thinking I’ll need about...

Blog Posthealth careMedicare

Health Insurance Before Medicare

“My wife is so stressed at her job but she can’t quit because of health insurance.” Oh man, if I had a nickel every time I was told something like this, I’d have a million nickels! 🙂 Look, as much as I didn’t like Obama as President, and certainly don’t like Nancy...


Big Health Insurance Subsidies are Over

By Richard Kay, New Jersey Insurance brokerIs the deep subsidy over for healthcare in 2022? It looks like it.  In 2021 besides the regular subsidy everyone was getting on a sliding scale based on income there was also deeper subsidy if you collected...