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Reverse Mortgages

Refinancing a Reverse Mortgage to Increase Emergency Funds

(From an email I received, published with permission) Two years ago, you tweaked my interest in Reverse Mortgages.  I carried a conventional mortgage into retirement with a $175,000 balance.  I could make retirement work, but I didn’t like the (lack of) robustness of...

VTINX (Vanguard Target Retirement Income) vs. VWINX (Vanguard Wellesley)

You’d like to get some income off your portfolio, be it in retirement or otherwise.  You are also a fan of Vanguard. So, you’re sitting around looking at two funds that seem appealing, the Vanguard Target Retirement Income Fund (VTINX) and the Vanguard Wellesley...

I CAN’T AFFORD TO RETIRE: A Letter to Federal Law Enforcement (Part 1)

I CAN’T AFFORD TO RETIRE: A Letter to Federal Law Enforcement (Part 1)

Chris Barfield, CPA Financial Investigator, U.S. Marshals I hear this refrain all the time–“I can’t afford to retire!” Sometimes it’s phrased a little differently: “Where am I going to go and make this same amount of money?” Or, maybe it’s, “Once I...