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By: Bill Brettner BACKGROUND: There is a proposal to eliminate taxeson Social Security Benefits in 2025. The typical savings for a "single filer" would be $5,500.00 in 2025.  A typical "married filer" would save $9300.00 in...

Good afternoon, Josh, I know you prefer shorter emails, but here goes anyway.   In case you don't remember me, we had a planning session on July 1, 2023.  At that time, I had bought into the prevalent opinions of most retirement "experts."  I...

Have You Seen This Video? This is where I break down the benefit of the Trump proposal to end taxes on Social Security.  In an odd turn of events, many of my fellow travelers on the right for some reason think this is a bad plan. I don't get it. I thought...

May 25, 1997 was the last time I ever drank alcohol. And while many of you might be saying "what's the big deal?" well for me it's huge because there is no way on God's green earth, I'd be here if it weren't for this day  Now, that doesn't mean I'd be dead or...

By: Amar Shah, CFA, CFP®, Clientfirstcap.com How can you best benchmark your retirement investments? Investment planning for retirement is a complex process that requires careful financial decision-making. A crucial part of this process is assessing whether your...

Once again, and I'm gonna hammer this until I die, the idea there is a RETIREMENT CRISIS today relative to the old days is based on one of two things. 1. Complete ignorance of the past and laziness2. a lie As for #1, academics who study this stuff, economists,...

Oh, for the good ole days when EVERYONE had a pension! "As on 1932, only 15% of American workers were potentially covered under pension plan and perhaps 5 percent of those who needed benefits were actually receiving payment. The corporate systems seldom provided...

Don't Believe Me?  Watch This Video My man talks about a former colleague who died 5 years into retirement.  His wife had died BEFORE he retired so he never got to spend any retirement time with her.  Oh, and by the way, he had not one, but TWO...

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Guest Post: Amar Shah - ClientFirstCap.com. (Sign up for Amar's monthly newsletter here.) As if adjusting to the loss of your spouse isn’t difficult enough, the surviving widow or widower is often left facing an unexpected financial burden. Due to various tax laws,...

I hope you saw this video I posted this morning.  The title is "This Proves Retirees Are Going Bankrupt". When you watch it you'll see that there is absolutely no evidence at all that retirees are going bankrupt.  So why do I use a misleading...

Have I Lost My Mind? Everyone knows that government spending causes inflation, right? Printing press goes whirrr and stuff.  As a reformed Friedmanite, I'd like to challenge your thinking on this. What evidence do you have to prove this is true? What evidence exists...