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How Many Americans Actually Have $1 Million?

Here are the number of Americans with over $1 million in INVESTABLE assets, excluding home values. Here are the number of Americans over 30 who have over $1 million in investable assets. Here are the number of Americans over 65 with over $1 million in INVESTABLE...

THE TARIFF MADE PLAIN

Seven Short Conversations That Explore Both Sides With Evidence Cited and Common Errors Corrected By Albert Clarke, A.M. Secretary for seventeen years of the Home Market Club Chairman of the U.S. Industrial Commission, 1898–1902 Modernized Edition • 2026 A clear,...

Milton Friedman Proven Wrong

One of my main objectives being online is to get my fellow right wingers to live in reality, not made up globalist fear mongering Unfortunately, most on the right still believe what Milton Friedman said about inflation. "Inflation is always and everywhere a monetary...

The Case AGAINST International Stocks (No One Talks About This)

The Case AGAINST International Stocks (No One Talks About This)

A few big themes jump out across the 50-year span. The US structural breakout after the GFC. From the end of WWII through roughly 2000, US corporate profits as a share of GDP largely ranged between 5% and 7%, but since the 2008–09 financial crisis they climbed to...

The Art of Spending

Ben Johnson, CFP®, RLP®,AEP®,MS  Providing Clarity, Confidence, and Peace of Mind to your Financial Plan, so you can Enjoy Life Now and In the Future. December 9, 2025 Picture “financial planning,” and most likely you imagine spreadsheets, budgets, and the vision...

Are Stocks REALLY Less Volatile in the Long Term?

This destroys the "stocks are less risky in the long term" narrative. Something I never even thought about actually. I'm reading this paper, "Are Stocks Really Less Volatile in the Long Run?" by a couple professors. They make the argument that if stocks are actually...

Embrace the Simple Life

Ben Johnson, CFP®, RLP®,AEP®,MS  Providing Clarity, Confidence, and Peace of Mind to your Financial Plan, so you can Enjoy Life Now and In the Future. October 21, 2025 In a world where innovation and complexity reign supreme, it’s easy to believe that the best...