"I know that there is nothing better for men than to rejoice and do good while they live" - Ecclesiastes 3:12

Josh Scandlen

CERTIFIED FINANCIAL PLANNER Practitioner and holds a Master’s of Science degree in
Personal Financial Planning.


You weren’t put on this world to sit in an hour of traffic in order to slave away at a cubicle for 8 hours only to sit in another hour of traffic to get home to your family!

You’ve got bigger things to accomplish!

To use your talents in a way that gets you fired up, motivated and ready to take on the world. 

Oh, I can hear you now.  “Easy for you to say, Josh.  But I’ve got a mortgage.  I’ve got this to pay for. I’ve got that…” 

Interesting.  But how do you know it still can’t be done? Because some online tool? Because some ‘advisor’, who gets paid by managing YOUR money, says you need 8 times salary to retire? Because health care costs could bankrupt you?

Where is the evidence that these things are true??? 

Maybe, just maybe, it’s time for a different viewpoint, from someone who doesn’t get paid to sell you stuff.  Maybe, just maybe, TODAY is the day to plan on living the life you were meant to. 

Blessings to you!

Josh Scandlen

Latest News & Updates

  • Podcast Episode 5 – Investment Advice is NOT Financial Planning!

    One of my pet peeves is how the financial planning industry had allowed itself to be consumed by the investment advisory industry. The two are not the same!

    Financial planning is truly ALL encompassing, taxes, insurance, investments, college, debt, estate etc. are all part of the
  • Social Security for Divorcees (2018)



    Maybe the best financial planning I've ever conducted is working with ex-spouses in planning for their retirement.

    I can't tell you how many ex's do not understand the benefits they are entitled to off their ex-spouses record.

    And once they are made aware of this opportunity, it's like a
  • Podcast Episode 4 – Why You SHOULD Borrow From Your 401k

    It’s absolutely fine to borrow from your 401k, especially if you have expensive debt!

    In the video below, we actual model the results of two scenarios:
    1. Borrow $10k from the 401k to pay off $10k credit card.
    2. Don’t borrow $10k from 401k to pay off $10k credit card.

    We’ll call the guy in
  • Simple 3-Step Formula For Retirement Readiness



    Bob and Jane come into my office to discuss when they should file for Social Security.

    Three things I need to know to guide them:
    1. What their PIAs are. (Don't know what PIA is? Click here:)

    2. What their Income NEEDS will be.

    Now this is SO much more important than simply taking a
  • Podcast Episode 3 – Revocable Living Trusts: What you need to know

    [av_textblock size='16' font_color='' color='' av-medium-font-size='' av-small-font-size='' av-mini-font-size='' admin_preview_bg='']
    In this episode we discuss Revocable Living Trusts, aka Inter-vivos Trusts or Living Trusts.

    We discuss the pros and cons revolving around Living Trusts.

    First

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