"I know that there is nothing better for men than to rejoice and do good while they live" - Ecclesiastes 3:12

Josh Scandlen

CERTIFIED FINANCIAL PLANNER Practitioner and holds a Master’s of Science degree in
Personal Financial Planning.


You weren’t put on this world to sit in an hour of traffic in order to slave away at a cubicle for 8 hours only to sit in another hour of traffic to get home to your family!

You’ve got bigger things to accomplish!

To use your talents in a way that gets you fired up, motivated and ready to take on the world. 

Oh, I can hear you now.  “Easy for you to say, Josh.  But I’ve got a mortgage.  I’ve got this to pay for. I’ve got that…” 

Interesting.  But how do you know it still can’t be done? Because some online tool? Because some ‘advisor’, who gets paid by managing YOUR money, says you need 8 times salary to retire? Because health care costs could bankrupt you?

Where is the evidence that these things are true??? 

Maybe, just maybe, it’s time for a different viewpoint, from someone who doesn’t get paid to sell you stuff.  Maybe, just maybe, TODAY is the day to plan on living the life you were meant to. 

Blessings to you!

Josh Scandlen

Latest News & Updates

  • Tony Robbins is WRONG On Investment Fees!

    Tony Robbins has helped countless people get their lives in order. I have nothing but respect for the work he’s done in that regard.

    However, when he talks about investment fees he is absolutely, 100% wrong. But not in the way you may think.

    In this November, 2017 Marketwatch article he
  • Rolling Over Your Thrift Savings Plan(TSP)? Don’t Do That!



    The Thrift Savings Plan(TSP) is the best investment option out there.  Yes, that’s a pretty big claim but I can easily back it up. How?
    Lowest Expenses In The Market
    The TSP has the lowest expenses of any funds that are out there.  Look at this page from TSP.gov itself.  “For 2016, the
  • Best Financial Planning Book You’ll Ever Read

    About ten years ago, I came across the book “Spend Till The End” by Boston U. economist, Larry Kotlikoff, and well known financial writer, Scott Burns.

    From the first page, I was immediately enthralled.  They challenged everything, and I mean EVERYTHING, we’ve been taught to believe about
  • #1 Thing To Do For Retirement Happiness

    Everyone wants to achieve retirement happiness right?.  Yet, it never ceases to amaze me that when it comes to discussion about retirement, advisors and clients alike overlook the most important issue; whether or not there is a mortgage.

    Why do I say this is the most important issue? Well,
  • Bad Investment Research Ticks Me Off!

    Few things bother me more than people who use bad data to prove their sales pitch. Which is why I can’t stand the Global Warming Alarmists arguments.  They literally “hide” data that doesn’t fit into their position, i.e., sales pitch.

    Unfortunately, using bad data runs rampant in my line of

© Copyright 2018 Heritage Wealth Planning