"I know that there is nothing better for men than to rejoice and do good while they live" - Ecclesiastes 3:12

Josh Scandlen

CERTIFIED FINANCIAL PLANNER Practitioner and holds a Master’s of Science degree in
Personal Financial Planning.


You weren’t put on this world to sit in an hour of traffic in order to slave away at a cubicle for 8 hours only to sit in another hour of traffic to get home to your family!

You’ve got bigger things to accomplish!

To use your talents in a way that gets you fired up, motivated and ready to take on the world. 

Oh, I can hear you now.  “Easy for you to say, Josh.  But I’ve got a mortgage.  I’ve got this to pay for. I’ve got that…” 

Interesting.  But how do you know it still can’t be done? Because some online tool? Because some ‘advisor’, who gets paid by managing YOUR money, says you need 8 times salary to retire? Because health care costs could bankrupt you?

Where is the evidence that these things are true??? 

Maybe, just maybe, it’s time for a different viewpoint, from someone who doesn’t get paid to sell you stuff.  Maybe, just maybe, TODAY is the day to plan on living the life you were meant to. 

Blessings to you!

Josh Scandlen

Latest News & Updates

  • How Much Income DO You Need In Retirement?

    How Much Income DO You Need In Retirement?
    You hear all the time you need 70-80% of your pre-retirement income when you retire.

    The doomsayers at the National Institute for Retirement Research claim that Americans need even more than 80% of pre-retirement income and thus don’t have enough
  • Even MORE Proof Retirement Spending Goes DOWN! (Part 1)

    What's the most important thing for your retirement???

    Think about it, if you need. The #1 thing in your retirement is what? Did you say, Investment Portfolio? WRONG!!!

    Social Security Income??? Wrong!!!

    The number one thing for your retirement is your expenses, how much will it cost for you
  • Why All Freedom-Loving People Should Rejoice

    The Day After:


    Nigel Farage is a hero. He was a lone voice campaigning against the EU before the EU even existed. He saw the disdain that would come from the top towards everyday, working Brits.  And he was unequivocally correct. "We know better than them how to arrange their lives." Is
  • Will I Have To Work Until I’m 70?

    Nothing wrong with saying "I don't know"...
    Just got off the phone with a nice couple.  The 2008 recession set them back something wicked and they haven't fully recovered. In fact, they're only sitting on $57,000 in liquid assets.

    They ask me, will the hub, who is 63, be able to retire
  • The Essential Retirement Guide Book

    Get This Book NOW!!!


    I can not stress enough how valuable this book is for your retirement planning comfort.  It's like the author, Frederick Vettese, is my long-lost Canadian brother.

    "When Howard turns 65, the mortgage should be fully paid off and child-raising costs should also drop to

© Copyright 2018 Heritage Wealth Planning