"I know that there is nothing better for men than to rejoice and do good while they live" - Ecclesiastes 3:12

Josh Scandlen

CERTIFIED FINANCIAL PLANNER Practitioner and holds a Master’s of Science degree in
Personal Financial Planning.

You weren’t put on this world to sit in an hour of traffic in order to slave away at a cubicle for 8 hours only to sit in another hour of traffic to get home to your family!

You’ve got bigger things to accomplish!

To use your talents in a way that gets you fired up, motivated and ready to take on the world. 

Oh, I can hear you now.  “Easy for you to say, Josh.  But I’ve got a mortgage.  I’ve got this to pay for. I’ve got that…” 

Interesting.  But how do you know it still can’t be done? Because some online tool? Because some ‘advisor’, who gets paid by managing YOUR money, says you need 8 times salary to retire? Because health care costs could bankrupt you?

Where is the evidence that these things are true??? 

Maybe, just maybe, it’s time for a different viewpoint, from someone who doesn’t get paid to sell you stuff.  Maybe, just maybe, TODAY is the day to plan on living the life you were meant to. 

Blessings to you!

Josh Scandlen

Latest News & Updates

  • What a Great Decade It Was

    Are You Better Off Now Than 10 Years Ago?
    Yes, that sounds like a political campaign, but truly it's not.  Think about it. Where were you 10 years ago and where are you today in terms of your overall well-being?  Obviously, one might say this is a biased question because 10 years ago we were
  • What Canadian Household Spending Patterns Teach Us About Retirement Planning

    A Real-Look at Spending in Retirement
    From the Canadian version of the Census Bureau comes this report.  Anything jump out at you about the info-graphic  below?

    Notice the significant drop off in expenditures from Couples With Children to Couples Without Children. Spending drops from $88,088
  • More Good News From England

    6,000 surveyed in the UK about spending in retirement...
    And lookie here:
    "Which? has surveyed more than 6,000 real retirees to find out their spending habits, to help you answer two key questions when it comes to planning your retirement:

    How much income money will I need in
  • 2019 Tax Estimator

    This income tax estimator provided by the Tax-Rates.org Tax Calculator

  • Social Security AWI vs. COLA (Using The Wrong Numbers Could Cost You)

    Using The Wrong Indexing For Social Security Projections Could Cost You Thousands

    After expenses, Social Security is the most important part of almost every American’s retirement planning. So, its critically important to get it right when doing your future projections.


    Probably the biggest

© Copyright 2018 Heritage Wealth Planning