You weren’t put on this world to sit in an hour of traffic in order to slave away at a cubicle for 8 hours only to sit in another hour of traffic to get home to your family!
You’ve got bigger things to accomplish!
To use your talents in a way that gets you fired up, motivated and ready to take on the world.
Oh, I can hear you now. “Easy for you to say, Josh. But I’ve got a mortgage. I’ve got this to pay for. I’ve got that…”
Interesting. But how do you know it still can’t be done? Because some online tool? Because some ‘advisor’, who gets paid by managing YOUR money, says you need 8 times salary to retire? Because health care costs could bankrupt you?
Where is the evidence that these things are true???
Maybe, just maybe, it’s time for a different viewpoint, from someone who doesn’t get paid to sell you stuff. Maybe, just maybe, TODAY is the day to plan on living the life you were meant to.
Blessings to you!
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- Cash Is King...
"The depression had driven the over-encumbered rich, like Billy Durant, founder and president of General Motors, into the swelling ranks of the formerly rich. But for any with cash to invest the opportunities in 1921 were boundless.
Stocks were commandingly cheap.Don’t Pay This Tax!
Vanguard just released its preliminary capital gain distribution schedule for its funds. As expected, in this LONG bull market, many of the actively managed funds will have large capital gains distributions.
This means more tax for you if you hold these funds in a taxableOne day, Wanda Worker comes into my office to discuss retirement planning. She was born in 1959 and wants to make a plan to retire.
She dumps this on my desk and gripes about how much a rip-off Social Security is:
“This is bullcrap! My Full Retirement Age is 67 and I’m only going toLook at this 1040. Notice anything missing?
That’s okay. Let’s throw some numbers in there and see if anything now looks odd.
There are a bunch of things going on here. Notice Line 2B. This couple has $22,871 of Taxable Interest. On Line 3B they have $8,362 in Dividends. AlsoOver the past few days, I’ve had a number of folks tell me they wanted to pursue being financial advisors once they retired. I find this incredibly satisfactory and will be a boon to both the financial advisory business and consumers.
People engaging in financial advice AFTER