This article appeared in The Standard newspaper, published in Cassville, Georgia, on November 26, 1857, during a period of financial panic and banking controversies in the United States. Money is gold and silver coin. It became such to the American people...

A story from the Fredericksburg Herald in 1857 illustrating the power of debt circulation The Story A merchant from Fredericksburg went to Carolina Court carrying a $100 bill. Shortly after arriving, he used this money to pay a debt he owed to a local farmer. The...

By: Karl Swelling at Swelling.com In May 2023 the pastor of our independent Baptist church brought in someone to speak on Biblically responsible investing. I didn’t day trade, which I viewed as gambling, so I assumed I wouldn’t get much out of his message. But he...

By Desert Bill: Trump has committed to eliminating Social Security Taxes as part of his "One Big Beautiful Bill" now passed.  This is a "big one"  for the Senior community.   See Newly Passed - OBBB     ...

Guest Post from Bill in Arizona The Senior Citizen tax relief in the "Big Beautiful Bill", passed by the House, is an additional Standard Deduction increase for Seniors over 65 of $4,000 (singles) and $8,000 couples.  The attached video and Tax Foundation link...

I Love Social Security! I know, I know, I can't be a right-winger by saying that. But facts are facts, and until Social Security started Americans didn't have a retirement system at all. Hardly anyone talked about retirement planning.  In fact, if...

  Charlotte and I were at a Veterans Day breakfast a few years ago held at our Town Hall.  Many local politicians were there, our mayor, town council members and even a couple state reps too. It was a very relaxing event held solely to honor the town's...

You never know where life will take you and how you will get there but my job, and some divine intervention gave my wife and I an adventure we could have only imagined.  My job has brought about some amazing opportunities, including:  Working on some cool...

Will Tariffs Cause a Recession? Maybe, maybe not. We don't know. Oddly, we did have a recession under Sniffy Joe which wasn't caused by tariffs and yet no one wants to talk about that one. It wasn't a "real" recession, we're told. What? Recessions have always and...

By: Bill Brettner BACKGROUND: There is a proposal to eliminate taxeson Social Security Benefits in 2025. The typical savings for a "single filer" would be $5,500.00 in 2025.  A typical "married filer" would save $9300.00 in...