Good afternoon, Josh, I know you prefer shorter emails, but here goes anyway.   In case you don't remember me, we had a planning session on July 1, 2023.  At that time, I had bought into the prevalent opinions of most retirement "experts."  I...

Have You Seen This Video? This is where I break down the benefit of the Trump proposal to end taxes on Social Security.  In an odd turn of events, many of my fellow travelers on the right for some reason think this is a bad plan. I don't get it. I thought...

May 25, 1997 was the last time I ever drank alcohol. And while many of you might be saying "what's the big deal?" well for me it's huge because there is no way on God's green earth, I'd be here if it weren't for this day  Now, that doesn't mean I'd be dead or...

By: Amar Shah, CFA, CFP®, Clientfirstcap.com How can you best benchmark your retirement investments? Investment planning for retirement is a complex process that requires careful financial decision-making. A crucial part of this process is assessing whether your...

Once again, and I'm gonna hammer this until I die, the idea there is a RETIREMENT CRISIS today relative to the old days is based on one of two things. 1. Complete ignorance of the past and laziness2. a lie As for #1, academics who study this stuff, economists,...