VDIGX vs. VWELX vs. VFINX (Updated Dec. 2022) The news that the Vanguard Dividend Growth Fund(VDIGX) re-opened to new investors escaped me until subscribers on my Youtube channel mentioned it. Generally, I’m an index type-of-guy but I do appreciate a well-run,...
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Vanguard Says They Can’t Retire on $14,428 a Month
Have We ALL Lost Our Minds? Alex writes in telling me that he needs help with his retirement plan because Vanguard doesn't think $14,428 a month will be enough to retire. See the video I did on this here. The funny thing about this is that Alex says...
Prepare For Low Stock Returns, Here’s Why
Let’s cut right to the chase and start with how stock returns are generated. John Bogle in his book Common Sense on Mutual Funds states: We can use the historical data to answer a simple question: Why have stocks provided long-term real returns of 7 percent?...
Investment History Was Made This Year – Did You Panic?
A couple little charts I created today. You can see my video on Rumble. Chart 1 Chart 2 The data I used to create these charts is from Robert Shiller’s website. The exact same data but two completely different perspectives. Weird, huh? The...
Bonds Look Good Now
See that? Now look at this: What do you see that jumps out at you? Well, let me tell ya. The 10 Year Treasury bond yield has dropped from 4.25 to 3.68 in a month’s time. That’s a 13.4% DECLINE, again in a month’s time. Now notice the Vanguard GNMA...
How I LOVE Thanksgiving
Maine, in the winter, is a scary place. It’s cold, dark and dreary…for months on end. Maybe that’s why I so love a flower and a butterfly. When they appear you know winter is behind you. No weatherman needed. After the gray of the long winter, the colors...
John is 61, Single, No Kids – Can He Retire?
So I get this email from John: I’ve been in my COJ nearly 20 years and I desperately want to take my pension and find part time work close to home and later in the day so I can sleep bc I have sleep disorder. my pension will only be about $1200 a month. If I take SS...
You’ll Never See This Again
Over 10% Returns on Bonds! Bonds returned 10.50% from 79-96 10 Oct 1997, Fri Iowa City Press-Citizen (Iowa City, Iowa) Newspapers.com
Paul Samuelson – A Joke of an Economist
So I’m reading an interesting article written in 1975 titled “Securites as a Hedge against Inflation: 1910-1969" by a business professor at the University fo Iowa named Robert M. Soldofsky. I can’t link to the article because it’s behind a paywall. More to come...
Don’t Even Think About Retiring in THIS Market!
From an email I received today: I was seven months short of retiring at 68 and two months when I was laid low by Pancreatic cancer. Suffice it to say there have been major and minor surgeries plus I start Chemo followed by radiation therapy next week. {Sharing a...
Everything You Need To Know About Reverse Mortgages
By: Ashley Camp / ashleyycamp@gmail.com As the cost of living increases, many retired folks may struggle to cover their costs of living, and since they no longer work and likely have a lower income, traditional loans may not be an option. You may have encountered...
The Best Investment Over the Last 150 Years Is…
Housing. Okay, I’ve spilled the beans. I guess we’re done here. Thanks for reading! 😀 Let’s dive into this shall we? So, I’m finishing up the rough draft for my soon-to-be-released next book “Relax & Retire - Debunking Inflation Fears” when I...