See my video if you're a visual learner here. In retirement planning, one of the most common questions I get is how to generate reliable, guaranteed income from your savings. Many people look at Treasury bonds for safety and predictability—but when it comes to actual...
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COMPARING TAKING SOCIAL SECURITY AT 62 VS. 67
I watched a video of a guy on Youtube giving his reasoning for taking Social Security at 62 as opposed to later. You can find that video here. I actually agree with his assessment except for one major thing...he doesn't say if he's married or not. If you're married,...
Households Age 65+ With No Mortgage
Estimated percentage of owner households age 65+ that own their home free and clear.
Estimated Annual Retiree Household Expenses by State
Approximate annual expenses for a typical retired household, ranked highest to lowest.
Median Household Income (Age 65+) by State
Average Social Security Retirement Benefit by State
Not much of a difference between states. Interesting isn't it?
When Trump Helped a Georgia Widow Save Her Farm in 1986
Trump Helps Georgia widow save her farm Article from Dec 23, 1986 The Los Angeles Times (Los Angeles, California)
How Many Americans Actually Have $1 Million?
Here are the number of Americans with over $1 million in INVESTABLE assets, excluding home values. Here are the number of Americans over 30 who have over $1 million in investable assets. Here are the number of Americans over 65 with over $1 million in INVESTABLE...
THE TARIFF MADE PLAIN
Seven Short Conversations That Explore Both Sides With Evidence Cited and Common Errors Corrected By Albert Clarke, A.M. Secretary for seventeen years of the Home Market Club Chairman of the U.S. Industrial Commission, 1898–1902 Modernized Edition • 2026 A clear,...
Milton Friedman Proven Wrong
One of my main objectives being online is to get my fellow right wingers to live in reality, not made up globalist fear mongering Unfortunately, most on the right still believe what Milton Friedman said about inflation. "Inflation is always and everywhere a monetary...
The Case AGAINST International Stocks (No One Talks About This)
A few big themes jump out across the 50-year span. The US structural breakout after the GFC. From the end of WWII through roughly 2000, US corporate profits as a share of GDP largely ranged between 5% and 7%, but since the 2008–09 financial crisis they climbed to...
The Art of Spending
Ben Johnson, CFP®, RLP®,AEP®,MS Providing Clarity, Confidence, and Peace of Mind to your Financial Plan, so you can Enjoy Life Now and In the Future. December 9, 2025 Picture “financial planning,” and most likely you imagine spreadsheets, budgets, and the vision...