I am hearing about people delaying retirement due to the bear market. "My probability of success has fallen!" They'll say. Now while that's actually true, I think what they're missing is how Monte Carlo scenarios that the vast majority of financial...
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Coffee Shortages Coming, Load Up NOW!
From 1975 to 1977 the price of coffee more than doubled. High coffee prices were attributed to a freeze in Brazil in 1975 which decreased crop yields. "Coffee prices can't go much higher because people won't buy it," said a grocer... You wanna bet? "Several store...
Big Health Insurance Subsidies are Over
By Richard Kay, New Jersey Insurance brokerIs the deep subsidy over for healthcare in 2022? It looks like it. In 2021 besides the regular subsidy everyone was getting on a sliding scale based on income there was also deeper subsidy if you collected unemployment...
I Did It! I Quit My Crappy, Old Job!
I did it!!! I gave my COJ my 2 week notice that I will be retiring and it’s all thanks to you and the great info your spread on your YouTube channel. I will turn 61 in August. My expenses, including ACA health insurance, will be about $3000-3500/month. I have a...
Get Chris Barfield’s “The Barbell Strategy” Book For Free!
"As a follow up to my original newsletter on the Barbell Strategy, this is a more detailed guide, free to download at the link below. I hope it answers a lot of the questions I get regarding it. Please consult a professional before deciding upon a strategy to manage...
The Diamond Princess From a Japanese Perspective
I posted this video a few days ago, "The Diamond Princess 14 Months Later", and received this correspondence from an American who lived in Japan for 15+ years, speaks Japanese well, and still regularly follows Japanese language news reports, both print and broadcast....